July 23, 2008
products and services

savings accounts

Share Account
$25.00 minimum balance entitles you to the benefits and privileges of being a credit union member!
  • Earn dividends monthly on balances over $100
  • No annual fee
  • Access your funds at KV ATM locations with KV VISA check card with no fee
  • Phone access to your account 24 hours/7 days a week
  • Quarterly statements
  • Direct deposit available for distribution to other KV accounts or loans
  • Borrow against your share account at a reasonable rate. A great way to build credit history!

[See Deposit Rates]
[download RATE FEE SCHEDULE]
[download MEMBERSHIP AGREEMENT]
[download JOINT SHARE AGREEMENT]
[download PRIVACY DISCLOSURE]

Special Share Account
Maintain a balance of $2,500 or higher and earn more dividends with this attractive savings alternative

[See Deposit Rates]
[download RATE FEE SCHEDULE]
[download MEMBERSHIP AGREEMENT]
[download JOINT SHARE AGREEMENT]
[download PRIVACY DISCLOSURE]

Club Accounts
Deposit each week and receive your Christmas club check in the fall. Also establish for vacation, taxes, short-term savings goals or for other purposes

  • Earn dividends
  • Quarterly statements
  • Direct deposit/payroll deduction
[See Deposit Rates]
[download RATE FEE SCHEDULE]
[download MEMBERSHIP AGREEMENT]
[download JOINT SHARE AGREEMENT]
[download PRIVACY DISCLOSURE]

IRA Accounts
Shares and Certificates with the benefits of an IRA

[See Deposit Rates]
[download RATE FEE SCHEDULE]
[download MEMBERSHIP AGREEMENT]
[download JOINT SHARE AGREEMENT]
[download PRIVACY DISCLOSURE]

Health Savings Accounts (HSA)
A tax-friendly savings account that allows you to build a fund for future medical expenses that your insurance may not cover.

[download HSA Brochure]
[See Deposit Rates]
[download RATE FEE SCHEDULE]
[download MEMBERSHIP AGREEMENT]
[download PRIVACY DISCLOSURE]