July 23, 2008
how to join

who can join?

KV Federal is a community credit union. Membership eligibility is for anyone who lives, works, attends school, or worships in Kennebec County or Somerset County. Membership also extends to immediate family members and to businesses and other legal entities within the Counties.

"Once a member always a member!" Once you join KV Federal Credit Union you may remain a member for life. You may continue to do business with KV if you move to another state or even another country, as long as your account remains open with the minimum balance requirement of $25.00.

How do I Join KV Federal Credit Union?
Begin this easy process right now:

  • Print a copy of the Rate/Fee Schedule, Account Disclosure and Privacy Notice
  • Print a copy of the Joint Share Account Agreement. This two-page document contains the Agreement and Important Tax Information. Please read, complete, and sign these documents
  • Please note: In accordance with Privacy Regulations, minors must have parental/guardian consent before personal information can be solicited on-line.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

For Individual Accounts: complete the Joint Share Account Agreement as follows:
  • Fill in your legal name (include middle initial ) and Social Security number
  • Fill in your mailing address. If you have a P.O. Box, please write your residence address above the P.O. Box information
  • Fill in the employer section. If not applicable, write student, disabled, retired, etc.
  • Fill in your Home and Work (if applicable) telephone numbers and Date of Birth
  • Fill in your Husband's first name or wife's maiden name if applicable
  • Sign your name on the Signature line below the shaded area
  • On the reverse side, Date and Sign the Certification
For Joint Accounts:
  • For the Primary Account holder - follow all of the Individual account steps described above
  • Authorize a joint owner by signing on the top "X" line, above Account number
  • Have the joint owner sign on the second "X" line
  • Have the joint owner fill in the following 3 lines: Social Security number, Relationship to the primary account holder and their Date of Birth
  • You may return the completed Share Account Agreement: In person, by mail/email or fax
  • Make your initial deposit in person or by mail. A valid form of identification, such as a driver's license, student ID, etc. is required.
Visit KV Federal in person:
  • A member service representative will make opening a KV Federal account a pleasant experience.
  • You will need to bring a valid form of identification, such as a driver's license
  • You will need cash or a check, made payable to KV F.C.U. for at least $25.00 or $5.00 if establishing a Monty Moose Account.
By Mail:
  • Mail the completed Share Account Agreement to any one of our three offices
  • Include a check, made payable to KV F.C.U. for at least $25.00 or $5.00 for Monty Moose
  • Phone us to discuss acceptable method of completing identification
Give us a call:
  • If you do not have time to visit the Credit Union you may call us.
  • We will mail you everything you need to open a KV Federal Credit Union account.
Rate and Fee Schedule
If you would like to download a printer friendly version of rate and fee schedule click the link below for a pdf document.

pdf file rate_fee_schedule.pdf (52kb)

Privacy Notice
This document describes KV F.C.U.'s privacy and disclosure policies.

pdf file privacy_disclosure.pdf (186kb)

Membership Agreement and Disclosures
This document describes the terms and conditions of a KV F.C.U. membership.

pdf file account_disclosure.pdf (72kb)

Joint Share Account
This document is a form sign up for a Share Account

pdf file joint_share_agreement.pdf (7kb)

CU 24 ATM / Visa Checkcard
This document contains a description and application for a KV F.C.U. Visa/Checkcard.

pdf file visa_checkcard_application.pdf (178kb)

Visa
This document contains a description and application for a KV F.C.U. Visa Card.

pdf file visa_application.pdf (77kb)

Get Acrobat Reader
The documents on this page require the free Adobe Acrobat Reader. Use the link below to download the most recent version of Acrobat Reader from Adobe's web site.

get acrobat reader