How do I Join KV Federal Credit Union?

KV Federal is a community credit union. Membership eligibility is for anyone who lives, works, attends school, or worships in Kennebec County or Somerset County. Membership also extends to immediate family members and to businesses and other legal entities within the Counties.

"Once a member always a member!" Once you join KV Federal Credit Union you may remain a member for life. You may continue to do business with KV if you move to another state or even another country, as long as your account remains open with the minimum balance requirement of $25.00.

How do I Join KV Federal Credit Union?
Begin this easy process right now:

  • Print a copy of the Rate/Fee Schedule, Account Disclosure and Privacy Notice

  • Print a copy of the Joint Share Account Agreement. This two-page document contains the Agreement and Important Tax Information. Please read, complete, and sign these documents

  • Please note: In accordance with Privacy Regulations, minors must have parental/guardian consent before personal information can be solicited on-line.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

For Individual Accounts: complete the Joint Share Account Agreement as follows:

  • Fill in your legal name (include middle initial ) and Social Security number

  • Fill in your mailing address. If you have a P.O. Box, please write your residence address above the P.O. Box information

  • Fill in the employer section. If not applicable, write student, disabled, retired, etc.

  • Fill in your Home and Work (if applicable) telephone numbers and Date of Birth

  • Fill in your Husband's first name or wife's maiden name if applicable

  • Sign your name on the Signature line below the shaded area

  • On the reverse side, Date and Sign the Certification

For Joint Accounts:

  • For the Primary Account holder - follow all of the Individual account steps described above

  • Authorize a joint owner by signing on the top "X" line, above Account number

  • Have the joint owner sign on the second "X" line

  • Have the joint owner fill in the following 3 lines: Social Security number, Relationship to the primary account holder and their Date of Birth

  • You may return the completed Share Account Agreement: In person, by mail/email or fax

  • Make your initial deposit in person or by mail. A valid form of identification, such as a driver's license, student ID, etc. is required.

Visit KV Federal in person:

  • A member service representative will make opening a KV Federal account a pleasant experience.

  • You will need to bring a valid form of identification, such as a driver's license

  • You will need cash or a check, made payable to KV F.C.U. for at least $25.00 or $5.00 if establishing a Monty Moose Account.

By Mail:

  • Mail the completed Share Account Agreement to any one of our three offices

  • Include a check, made payable to KV F.C.U. for at least $25.00 or $5.00 for Monty Moose

  • Phone us to discuss acceptable method of completing identification

Give us a call:

  • If you do not have time to visit the Credit Union you may call us.

  • We will mail you everything you need to open a KV Federal Credit Union account.

VISA >> Apply Online

Line of Credit & Overdraft Protection >> Apply Online

Signature (Personal) Loans >> Apply Online

All Season Loans >> Apply Online

Share Secured Loans >> Apply Online

Motor Home Loans >> Apply Online

Recreational Vehicle Loan >> Apply Online

Auto Loans >> Apply Online

Membership Agreement >> Download PDF

Visa Application and Disclosure >> Download PDF

KV Online Application and Disclosure >> Download PDF

VISA Checkcard Application/Disclosure >> Download PDF

Rate Fee Schedule >> Download PDF

Joint Share Account Agreement >> Download PDF

Privacy Notice >> Download PDF

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