September 3, 2010
Identity Theft/Fraud

identity theft/fraud

ID Theft Prevention
Please keep your personal information, account number information, access codes and passwords confidential. KV would not ask you for your confidential access code or password information by email, phone or through the mail.  To help you learn to protect your identity, information is readily available at the Federal Trade Commission (FTC) and other links below.

For More Information and Helpful Links

Federal Trade Commission (FTC): Information available for prevention of ID Theft and what to do if you have become a victim.  FTC web site: http://www.ftc.gov/bcp/edu/microsites/idtheft/  Or phone FTC: 1-877-ID-THEFT (438-4338)

Federal Trade Commission (FTC) "OnGuardOnline" - website to help avoid becoming a victim of internet scams: www.onguardonline.gov

Credit Bureau Fraud Departments: Three national credit bureaus:

1-800-680-7289
1-800-525-6285
1-888-397-3742

NCUA Fraud Hotline: The regulatory agency for KV Federal Credit Union is the National Credit Union Administration (NCUA). You may phone the NCUA Fraud Hotline at: 1-800-755-1030

To report internet crime: U.S. Department of Justice Computer Crime and Intellectual Property Section Criminal Division web site: http://www.cybercrime.gov

STOPFRAUD.GOV: U.S. Government "Financial Fraud Enforcement Task Force" To report financial fraud and to learn how to protect yourself from fraud.  Website: http://www.stopfraud.gov

StopFraud.gov - Financial Fraud Enforcement Task Force

U.S. Postal Inspection Service: https://postalinspectors.uspis.gov   To contact the service by phone or mail, contact your local post office for the Postal Inspection Service office that serves your area.

Fraud & Scams
When personal information is obtained fraudulently, scams may be attempted.  Only provide your personal information for legitimate purposes when you are certain you are disclosing it to a legitimate source.  If you receive an unexpected request by email, phone or even by mail, from an institution or business, take a moment to phone them to determine if the request is legitimate.  Use a phone number from your latest telephone directory.  "Phishing" occurs when an official looking request is made, but the source is really a counterfeit web site or address.

Remember, KV Federal would never email, phone or text message you to ask you for your  account number or other personal information.

Beware of Fraud Checks
Scams may be attempted with check fraud.  For example, if you should receive a check in the mail as a result of sale of merchandise over the internet or following notification that you have won a prize, proceed with caution!  Make an attempt to contact the financial institution the check is drawn upon, to help you determine if the check is legitimate.  Do not call the phone number on the check since it may be a fraudulent phone number.  If you need help please contact KV for additional information.

Disclaimer for Outside Links
If you link to any third party web site on this page, you leave our site. These links are provided only as a service to you. Please be aware that KV Federal Credit Union is not affiliated with or an agent of any third party web site that you link to via this page. We have no responsibility for any external web site. We do not endorse the information, content, presentation, or accuracy nor do we make any warranty, express or implied. We are not responsible for the privacy practices of any other web site. You are encouraged to review the privacy policies of any web site you access.