KV Federal Credit Union, your member owned financial institution, is
committed to providing you with competitive products and services to meet
your financial needs and help you reach your goals. We are equally
committed to protecting the privacy of our members. Under federal law, we
are required to give you this privacy notice. It describes our credit
union's privacy policy and practices concerning the personal information
we collect and disclose about our members. It also includes information
about the parties who receive personal and sometimes nonpublic information
from us as we conduct the business of the credit union. These practices
are followed by the credit union.
If after reading this notice you have
questions, please contact us at:
207- 623- 5171
or write to:
Member Services Representative
KV Federal Credit Union
P. O. Box 2108
Augusta, Maine 04338
We collect nonpublic personal information
about you from the following sources:
- Information we receive from you on applications or other forms
whether in writing, in person, by telephone, electronically,
or by any other means.
- Information about your transactions with us or others.
- Information we receive from a consumer reporting agency
- Information obtained when verifying the information you provide on an application or
other forms. This may be obtained from your current or past employers, or
from other institutions where you conduct financial transactions.
- Information obtained from Government Agencies.
We do not disclose any nonpublic personal information about our members or
former members to anyone, except as permitted or required by
law. For example, we may disclose non-public personal
information about you to Law Enforcement officers,
government agencies and courts as required by subpoena,
court order or law.
We may disclose all of the information we collect, as
described above, to companies that perform marketing
services on our behalf or to other financial institutions
with whom we have joint marketing agreements.
If you terminate your membership with KV Federal Credit
Union we will not share information we have collected about you, except as
may be permitted or required by law.
We restrict access to nonpublic personal information about you to persons who
need to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply with
Federal Regulations to guard your nonpublic personal information.
KV Federal Credit Union is committed to protecting the privacy
of its members. Members can help by following these simple guidelines:
- Protect your account numbers, plastic card numbers, PINs (personal
identification numbers) or passwords. Never keep your PIN with your card,
which can provide free access to accounts if your card is lost or stolen.
- Use caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you explaining the call
is on behalf of the credit union and asks for your account number, you
should beware. Official credit union staff will have access to your
information and will not need to ask for it.
- Keep your information with
us current. If your address or phone number changes, please let us know.
It is important that we have current information on how to reach you. If
we detect potentially fraudulent or unauthorized activity or use of an
account, we will attempt to contact you immediately.
- Let us know if you
have questions. Please do not hesitate to call us - we are here to serve
you!
If you would like to download a printer friendly version of this privacy statement click the link below for a pdf document.
privacy_disclosure.pdf (186kb)
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